Your brand paid you. The check's just late.

You did the work. The content is live. But Net 90 means you're floating your business for months. CreatorPay buys your invoice and pays you now.

Submit your first invoice

The creator cash flow problem

Brand deals pay Net 60–180

Industry standard. Even top-tier creators wait 3–6 months.

Agencies add processing delays

Multiple intermediaries between you and your money.

Your expenses don't wait

Team, equipment, rent, production costs — all due now.

The CreatorPay solution

1

Submit your invoice

Upload your contract, IO, and invoice through our secure portal

2

We verify the deal

Underwriting reviews in hours, not weeks

3

Cash hits your account

Advance via ACH within days of approval

4

Brand pays us directly

We send a Notice of Assignment — brand pays our lockbox

5

We release your reserve

Remaining amount (minus fees) sent to you when brand pays

Simple, transparent pricing

77%
Advance rate
of invoice amount
3%
First 30 days
of invoice amount
1.5%
Each add'l 15 days
only if brand pays late

What's included

  • No hidden charges
  • No personal guarantee
  • No debt on your books
  • Electronic signing
  • Dedicated support

What we need from you

  • Executed brand contract or IO
  • Invoice (issued or pending)
  • Proof of deliverable acceptance
  • W9 and entity info
  • Bank account for ACH payouts

Get paid in days, not months

Your first submission takes under 5 minutes. Our team reviews and funds within 48 hours.

Submit your invoice