Your brand paid you. The check's just late.

You did the work. The content is live. But Net 90 means you're floating your business for months. CreatorPay closes that gap — we buy your invoice and pay you now.

Submit Your First Invoice

The creator cash flow problem

Brand deals pay Net 60–180

Industry standard. Even top-tier creators wait 3-6 months.

Agencies add processing delays

Multiple intermediaries between you and your money.

Your expenses don't wait

Team, equipment, rent, production costs — all due now.

The CreatorPay solution

1

You submit your invoice

Upload your contract, IO, and invoice through our secure portal

2

We verify the deal

AI-powered underwriting reviews in hours, not weeks

3

You get 77% advanced

Cash in your bank account within 48 hours

4

Brand pays us directly

We send a Notice of Assignment — brand pays our lockbox

5

We release your reserve

Remaining 20% (minus fees) sent to you when brand pays

Simple, transparent pricing

77%
Advance rate
of invoice amount
3%
First 30 days
of invoice amount
1.5%
Each add'l 15 days
only if brand pays late

What's included

  • No hidden charges
  • No personal guarantee
  • No debt on your books
  • Electronic signing
  • Dedicated support

What we need from you

  • Executed brand contract or IO
  • Invoice (issued or pending)
  • Proof of deliverable acceptance
  • W9 and entity info
  • Bank account for ACH payouts

Start getting paid in days, not months

Your first submission takes under 5 minutes. Our team reviews and funds within 48 hours.

Submit Your Invoice